Texas Mortgage Points. When a potential home buyer applies for a loan, there may be two types of points the buyer will have to pay. These points are called origination of points and discount points. Each one of these points will be equivalent to 1% of the entire loan amount. For example, if the mortgage is $250,000, one loan point will be $2,500.
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Page 5 1. Voluntary Lien Texas Constitution Article XVI, Section 50(a)(6)(A) 7 TAC 153.2 The equity loan must be "secured by a voluntary lien on the homestead created under a written
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